DO I NEED VISION INSURANCE TO BUY GLASSES ONLINE?
Buying Glasses Online
It's easy to buy things online: diapers, groceries, shoes, even medicine. But what if you need eyeglasses? You'll probably save time and maybe some money. Like any online shopping, it's convenient to order glasses using your computer or another device. But there are also other benefits: It’s easy to shop around on different websites before you decide which one you like best. Also, you can get lots of information without having to drive to a store or office and you get a wide choice of styles, colours, and extras. Plus, you can save money as Consumer Reports found that shoppers saved as much as 40% by buying glasses online.
The most incredible thing about this process is the possibility of getting reimbursement from your insurance company for eyeglasses, sunglasses, or contact lenses in the form of vision insurance.
The concept of insurance involves an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium. In the same terms, the term "vision insurance" is commonly used to describe health and wellness plans designed to reduce your costs for routine preventive eye care (eye exams) and prescription eyewear (eyeglasses and contact lenses).
However, unlike other major medical insurance policies that are designed to provide unlimited benefits after payments are made, most vision insurance plans are specific. They offer savings much like a gift card. The implication of this is that they can be used to cover much of the cost of basic eyewear, they can also be used to make premium eyewear products and enhancements.
Armed with this information, it becomes important to fully understand the costs and benefits and all the other factors when purchasing "vision insurance". Another relevant factor is that having vision care coverage through a plan at work usually operates differently from other health insurance plans or major medical insurance.
Do I Need Vision Insurance to Buy Glasses Online?
Essentially, you don’t need insurance to order glasses online. There is a straightforward process to get affordable, stylish glasses even if you don’t have vision insurance. This can be done by getting a low-cost eye exam and then shop for discount glasses online or at an optical store.
There are several ways to get a free or low-cost exam. It starts with buying your vision insurance. Most employees get vision insurance through an employer but it is possible to purchase coverage on your own. This vision insurance page links you to insurance company forms to submit to them for reimbursement.
In the case where your company isn't listed there, you should call them and ask if they do reimbursement. You can also print an itemized insurance receipt from your account section on our site to submit to your insurance company/provider.
The content for sale which is covered by vision insurance includes lenses. Here, we carry the highest quality lenses at very affordable prices, even without vision insurance. Lenses such as; Ultra-Thin 1.67 index lenses, HD and Varilux progressives (no-line bifocals), as well as Transitions®. As a company owned by doctors, we make it our priority to only carry the best products in the industry. More lenses can be accessed here.
Our stylish frames are specially made by the same companies that manufacture name-brand frames. However, since we do not have the logos put on, we can save money on licensing fees and pass the savings on to our customers, especially those without vision care plans, using the same quality frames you would get at your local store.
Similarly, for contact lenses, all the major brands, affordable for customers with and without insurance, in one spot. Because of the new UPP rule, we sell our contacts at the lowest prices allowed by the manufacturer. On top of that, we provide FREE shipping on ALL contact lens orders, no minimum purchase required. The deals keep on coming as we will also provide a free pair of glasses worth $39 when you purchase an annual supply of any of the brands we carry.
The biggest benefit of vision insurance is it covers or cuts the cost of eye exams and medical eye care. Some plans also save you money on eyeglasses, contact lenses and even vision correction surgery. However, our products and services prove that you can have access to these without vision insurance.